Bangkok: In the second quarter of 2025, EXIM Bank approved new loans worth 28.033 billion baht to support SME exports amid the ongoing Trump 2.0 administration’s impact. Mr. Bandit Sapianchai, the Director and Acting President of the Export-Import Bank of Thailand (EXIM BANK), commented that the bank’s performance at the end of the second quarter highlighted the challenges presented by the fragile global economic context. Although the impact of US reciprocal tariffs has lessened due to successful negotiations reducing the tariff rate to 19%, geopolitical risks and border disputes continue to pressure the Thai export sector.
According to Thai News Agency, EXIM Thailand has initiated measures to enhance liquidity for Thai entrepreneurs, allocating over 10 billion baht. This includes 4 billion baht for urgent liquidity assistance and 6 billion baht for new market acquisition support. By the end of the second quarter, EXIM Thailand’s loan approvals reached 28.033 billion baht, with outstanding loans and commitments totaling 189.78 billion baht, marking a 4.57% increase from the previous year. Investment loans and commitments account for 140.137 billion baht, representing 73.84% of total loans, including 42.313 billion baht for international projects, underlining EXIM’s role in promoting Thai private sector investment abroad.
EXIM Thailand prioritizes supporting Thai investment in CLMV countries and new frontiers with high growth potential, with outstanding loans and obligations totaling 36.436 billion baht in these regions. The bank is committed to developing financial innovations to enhance competitiveness in the global market sustainably. As of the second quarter, loans and obligations for sustainability amounted to 81.879 billion baht, representing 43.14% of total loans, an increase from 38.43% the previous year. The “Direct Payment, Asset Retention” Phase 2 measure under the “You Fight, We Help” project aims to assist vulnerable SME debtors with debt restructuring. By the end of the second quarter, EXIM Thailand’s accumulated insurance business volume reached 107.901 billion baht, with 79.09% of its 5,150 customers being SMEs.
EXIM Bank reported 6.541 billion baht in non-performing loans (NPLs), representing an NPL ratio of 3.66%. The bank’s expected credit loss coverage ratio stood at 17.607 billion baht, resulting in a coverage ratio of 269.18%, providing increased protection against global economic downturn risks. Consequently, EXIM Bank reported a net profit of 663 million baht, a 263% increase from the same period last year.