Bangkok: GH Bank is promoting Pre Finance Premium loans to support entrepreneurs in the development of real estate projects across 27 provinces, thereby stimulating the real estate sector and driving economic growth.
According to Thai News Agency, the Government Housing Bank (GHB) is providing support to real estate entrepreneurs to develop housing projects in key locations to meet the housing needs of the population and stimulate the economy. This initiative aligns with the policies of the government and the Ministry of Finance. GHB’s Pre Finance Premium loans offer a fixed interest rate of 3.90% for the first year, aimed at providing financial assistance to entrepreneurs and retail customers, enhancing opportunities for home ownership in Thailand. The loan applications are open from June 4 to December 30, 2025, at GHB branches nationwide.
Mr. Kamolpop Virapala, Managing Director of GHB, announced that a budget of 5,000 million baht has been allocated for these loans, targeting real estate entrepreneurs in strategic locations. The interest rate structure includes 3.90% for the first year, 4.40% for the second year, and 4.60% for the third year, with an average of 4.30% over the first three years. The rate for the fourth and fifth years will align with the bank’s MLR, currently at 6.10%.
Mr. Kamolpop highlighted that this initiative aims to stimulate economic growth within the real estate sector by encouraging project development through attractive loan rates. The increased investment in real estate is expected to have a positive impact on related industries, such as construction and employment, thereby benefiting the overall economy. Alongside loans for entrepreneurs, GHB is committed to offering loans to retail customers, reinforcing its leadership in the housing loan market.
The 27 provinces eligible for the Pre Finance Premium loans include Bangkok and five surrounding provinces: Nonthaburi, Pathum Thani, Samut Prakan, Samut Sakhon, and Nakhon Pathom; three provinces in the Eastern Economic Corridor: Chonburi, Rayong, and Chachoengsao; and 18 strategic provinces like Chiang Mai, Chiang Rai, Nakhon Ratchasima, and Phuket, among others.